I'm not sure where I said that, but I'll take your word for it...
The Photon and Core use different technologies, so make sure you don't mix them up. The Core kinda "throws" credentials through the ether where they can be picked up, whereas you make a connection with the photon. How they work exactly, I don't really know.
I think this thread might contain some useful information in regard to the softAP setup process, and what possibilities there are/might be:
You can always check the docs for information on how to connect your devices: https://docs.particle.io/guide/getting-started/start/photon/#step-2-connect-with-your-smartphone